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Business Details
28 Years
experience
Trusted Chartered Accountants in Caterham
Established in 1998, U N L Chartered Accountants has built a reputation for delivering client-focused financial solutions to owner-managed businesses across the UK. Our approach combines technical expertise with a commitment to understanding each client's unique needs, ensuring compliance while optimising tax efficiency. With a team of experienced professionals, including partners who have grown the practice through client referrals, we specialise in business advisory, tax planning, and compliance services.

Our Caterham-based office serves clients nationally, offering tailored support for business start-ups, corporate tax strategy, payroll administration, and personal tax planning. By maintaining a friendly yet professional service, we aim to alleviate the administrative burdens faced by entrepreneurs, allowing them to focus on core business growth while we handle complex financial obligations.
Services
Business Start-ups Company Secretarial Corporate Tax Planning Payroll Administration VAT Services Personal Tax Planning Self Assessment Retirement Strategies
Details
  • Year established: 1998
Highlights and features
  • We have over 25 years of combined experience in chartered accountancy.
  • Our team specialises in tax-efficient strategies for owner-managed businesses.
  • We provide tailored compliance solutions to reduce administrative burdens.
  • Our client referrals demonstrate consistent satisfaction with our services.
  • We offer proactive tax planning to optimise financial outcomes.
What people say
Tax-efficient strategies Responsive service Tailored solutions
Services
Corporate Tax Planning
We conduct comprehensive tax reviews to identify the most efficient structures for businesses. Our proactive approach minimises liabilities while ensuring compliance with HMRC regulations. By leveraging available reliefs and deferrals, we help clients improve their bottom line through strategic tax planning tailored to their specific industry and growth objectives.
Business Start-ups
We guide entrepreneurs through business formation, structure selection, and financial planning. Our services include preparing business plans, cashflow projections, and registration with Companies House and HMRC. We ensure new ventures establish robust accounting systems and compliance processes to create a solid foundation for sustainable growth.
Payroll Administration
Our payroll solutions handle all aspects of employee compensation, including tax calculations, payslip generation, and year-end reporting. We ensure compliance with PAYE regulations while reducing administrative burdens. Clients benefit from accurate, timely processing and expert advice on tax-efficient employee benefits and pension schemes.
Personal Tax Planning
We provide year-round tax advice to optimise individual financial positions. Our expertise covers income tax, capital gains tax, and inheritance tax planning. By identifying legitimate savings opportunities and ensuring compliance with self-assessment requirements, we help clients retain more of their income while avoiding penalties from HMRC investigations.
VAT Services
We assist businesses with VAT registration, return preparation, and scheme selection. Our team ensures compliance with complex VAT regulations while identifying opportunities to reduce liabilities. We provide representation during HMRC audits and strategic advice to prevent overpayment or underpayment of value-added tax.
People
Dean Upton
Partner
Qualified as a chartered accountant in 1990, Dean has over 30 years of experience in audit and tax advisory. He established U N L Chartered Accountants in 1998 after doubling the size of a previous firm through client acquisition.
Nimesh Patel
Partner
A qualified ACCA accountant since 2004, Nimesh specialises in corporate tax and financial recovery strategies. He brings expertise across construction, property, and IT sectors, supporting both new ventures and large enterprises.
John Sheerin
Associate
Qualified with ACCA in 2001, John has worked with high-profile clients in top-tier firms. He focuses on tax compliance and growth strategy for owner-managed businesses, ensuring clients navigate complex legislation with confidence.
Questions
How do I pay my personal tax?
We assist with completing and filing tax returns, calculating liabilities, and advising on payment deadlines to ensure compliance with HMRC requirements.
How easy is it to change accountant?
Switching accountants is straightforward. We handle all transition processes, including transferring records and ensuring continuity of service without disruption to your business.
What is the Workplace Pension scheme?
We provide guidance on setting up and managing workplace pensions, ensuring compliance with auto-enrolment regulations and advising on tax-efficient contributions.
How do I get registered for Tax?
We assist with VAT registration, corporation tax setup, and PAYE schemes, ensuring correct documentation is submitted to HMRC for timely compliance.
What if I have no staff?
We tailor services to businesses of all sizes, including sole traders and small enterprises, providing scalable solutions for tax compliance and financial planning.