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Your Trusted Chartered Accountants in Cardiff
M Raza & Co & Co is a family-run firm of Chartered Certified Accountants based in Cardiff with virtual offices in Bristol. With over 30 years of combined experience, we specialise in providing tailored accounting, tax, and advisory services to small and medium-sized businesses across South Wales, including Cardiff, Newport, Bridgend, Barry, and Bristol. Our approach prioritises building strong client relationships, ensuring clear communication without jargon, and delivering expert guidance to help businesses and individuals achieve financial success.

We offer fixed-fee structures, free initial tax reviews, and practical support to help clients understand their financial position. Our team handles everything from self-assessment and VAT compliance to payroll management and company secretarial services, ensuring seamless transitions for clients switching accountants. Registered with the Association of Chartered Certified Accountants, we combine technical expertise with a client-focused ethos to provide reliable, transparent financial solutions.
Services
Accounting Self Assessment Taxation VAT Payroll Pension Auto Enrolment Company Secretarial R&D Tax Credits Capital Allowances Tax Planning
Highlights and features
  • We offer jargon-free communication and clear financial guidance.
  • Free initial tax review during your first consultation.
  • Fixed fees quoted upfront with no hidden costs.
  • We help you understand your financial numbers confidently.
  • Registered with the Association of Chartered Certified Accountants.
Associations and certifications
  • Association of Chartered Certified Accountants
What people say
Very professional service Excellent service Highly recommended Knowledgeable and helpful Painless procedure
Services
Self Assessment
We handle complex self-assessment tax returns, ensuring compliance and minimising liabilities. Our team calculates, files, and advises on tax-saving opportunities while representing clients during HMRC inquiries. This service is ideal for individuals and businesses facing penalties due to errors in self-assessment.
Taxation
Our taxation service covers income tax, corporation tax, and capital gains, with expert guidance on minimising liabilities. We stay updated on regulatory changes, assist with HMRC inquiries, and provide insurance coverage for disputes. Clients benefit from strategic planning to optimise financial outcomes.
VAT
We manage VAT registration, returns, and scheme selection to ensure HMRC compliance. Our team helps businesses avoid overpayment or underpayment while addressing potential issues. This service is tailored for businesses requiring accurate VAT reporting and strategic planning.
Payroll
With over 20 years of experience, we offer confidential payroll services, including payslips, BACS payments, and legislative compliance. We prepare P60 and P35 forms and provide PAYE and NIC consultancy. Our flexible service adapts to changing payroll needs.
Company Secretarial
We handle company formations, statutory registers, and annual filings, including Confirmation Statements. Our office serves as a registered address, and we draft meeting minutes. This service ensures compliance with Companies House requirements for businesses at all stages.
People
Mahmood Raza
Principal
Mahmood Raza leads the firm with extensive experience in accountancy, ensuring high standards of service and compliance. He focuses on strategic oversight and client satisfaction.
Wasif Raza
Director
Wasif Raza specialises in tax advisory and compliance, bringing expertise in navigating complex tax regulations to benefit business and individual clients.
Faraz Raza
Director
Faraz Raza manages client relationships and advisory services, known for his approachable nature and ability to simplify financial concepts for clients.
Questions
What accounting services do you offer?
We provide accounting, tax returns, VAT, payroll, company secretarial services, R&D tax credits, and capital allowances for businesses and individuals.
Do you serve areas outside Cardiff?
Yes, we serve clients across South Wales, including Newport, Bridgend, Barry, and Bristol, with virtual office support.
Are your fees fixed or hourly?
We offer fixed fees quoted upfront with no hidden costs, ensuring transparency and budget predictability for our clients.
Can you help with R&D tax credits?
Yes, we assist businesses in claiming R&D tax credits by identifying eligible expenditures and preparing claims for HMRC submission.
How do you handle client consultations?
We offer free initial consultations to review your needs, followed by tailored solutions and ongoing support via face-to-face, phone, or video.